Ashley Dull works closely with industry leaders in all sectors of finance to develop authoritative guides and advice articles read by millions of Americans. We can help you find the credit card that matches your lifestyle. Were required to collect this information in accordance with The USA PATRIOT Act a Federal law that requires all financial institutions to obtain, verify and record information that identifies anyone who successfully opens an account with us. You can submit this information by mail or in person at an IRS Taxpayer Assistance Center. You dont need a bank account to get the card or to access your funds, which makes it a good choice if youre not a bank customer. Limitations of the Social Security Debit Card, Preventing Losses and Fraudulent Activity, How to Sign up for a Social Security Debit Card. Browse our latest advice and tips from our nationally-recognized credit card experts. Direct Deposit is a convenient way to add money to your Netspend Prepaid Card Account. Editorial Note: Our site content is not provided or commissioned by any credit card issuer(s). The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. You can refuse to give your Social Security number to any business that requests it. If your Direct Express card is lost or stolen, you should report your missing card immediately by calling the customer service number on the back of the card, so it is wise to copy that number and keep it separate. The only thing you could do is contact Walmart at the number on the back of your card and let them know you don't have a SSN. Those cards will still likely require a Social Security number or other government-issued identification number for activation. In place of a Social Security number, the card issuer may accept other identifying information from you. If you check with the cards issuing bank to see which types of identification it accepts, you can still access a prepaid account without having to provide a SSN. Get free ATM access at over 37,000 MoneyPass ATM locations. But as these anonymous cards became popular among thieves and money launderers, the government enacted laws that require prepaid card issuers to collect a cardholders Social Security number before the card can be activated. You can sign up for the card at your local Social Security office or by calling the Direct Express card enrollment center at (800) 333-1795. You can also sign up for the Direct Express debit card. This may vary from bank to bank. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Many prepaid cards also charge an ATM fee and will likely impose a monthly fee for maintenance or other transaction fees. Federal law mandates that state departments of motor vehicles, tax authorities, welfare offices, and other governmental agencies request your Social Security number as proof that you are who you claim to be. To start, there are many types of debit cards. Did you throw away the card by mistake, or dont recall getting one? You can locate your A-Number on your Immigrant Data Summary, among other sources. Heres what you need to know about these calls. Using the ITIN Some, but not all, banks will allow you to open a bank account or even receive a credit card using an ITIN without a Social Security number. A customer service representative will ask for your card number, the security code and information that will confirm your identity. You may be asked to provide your full name, street address (no P.O. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. The Deserve EDU Mastercard was specifically created for international students who dont have a Social Security number. Follow the prompts to finalize your cards activation. Youll need to provide documents that prove your foreign or alien status and true identity. This answer was first published on 11/02/20. Your debit card needs to be inserted in the socket given in the ATM machine. Its free to replace your card. Capital One Venture vs. Venture X: Which is Best? Do Not Sell or Share My Personal Information. You will not be able to open a bank account or get a debit card, secured credit card, or unsecured credit card without this information. What sets this card apart is the added perks that every cardholder receives. John, who is based in San Francisco, California, has over 14 years of accounting experience and specializes in assisting consultants, bootstrapped startups, pre-series A ventures, and stock option compensated employees. Just keep in mind that any U.S. bank account will require proper identification when you sign up. 5. WebStep 4: Select Activate My Card and follow the steps shown. But you still have options if you dont have a Social Security number or you prefer not to provide your SSN to a card issuer, including the cards weve identified below that will accept an alternate form of identification. About the Author While rare, you may even find debit card options that offer rewards. These companies can include automobile dealerships, large machinery sales, or other large purchases. You can ask the bank attendant to activate the card for you. You should carefully consider your needs and objectives before making any decisions, and consult the appropriate professional(s). is a wholly-owned subsidiary of JPMorgan Chase & Co. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. To activate Chase debit card on Chase app, follow these steps: Note: Make sure you are logged into your account in the Chase app. Enter the last four digits of your Social Your benefits are conveniently paid directly to your card account each month for access whenever you need them. The Bluebird American Express Prepaid Debit Account will accept an ITIN in lieu of a Social Security number. For the most part, though, you will have to prove your identity in some way to get a card. John Gillingham is a Certified Public Accountant, the Owner of Gillingham CPA, PC, and the Founder of Accounting Play, Apps to teach Business & Accounting. Glad to have some real good services. Your nearest ATM machine can help you activate a debit card: Obtain your PIN from the sealed envelope received from the bank. You can sign up for the card at your local Social Security office or by calling the Direct Express card enrollment center at (800) 333-1795. [2] Convenient. Some popular options include Visa or Mastercard gift cards, which can be purchased at most retail stores, and reloadable prepaid debit cards, which can be purchased at Several years ago, you could easily access prepaid cards without SSN requirements. Start using your card immediately once it's activated. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. WebAfter you enter both your Social Security number and Unemployment Insurance Personal Identification Number (PIN) on the touchtone pad and the system confirms them, listen for the option, "to change your name, address or phone number, press 1." Our mission: to inform and educate our visitors about the world of credit cards, encouraging better credit decisions and a brighter financial future for all. Sign in to your account. ATM balance inquiries are available for free, toojust make sure your selected ATM shows the MasterCard symbol. 1. WebThe U.S. Patriot Act made it almost impossible to activate or even apply for a traditional prepaid card without a Social Security number. There are some limitations on the card, including authorization. From the main menu, press 1 for Checking and Debit Card, press 3 for Debit Card and press 4 for Other. In the end, that can help you save a lot more money than you would get by gaining credit card points. If you dont see a sticker, call the customer service number printed on the back of the card. You can use your Mango Card everywhere debit Mastercard is accepted. Opinions expressed here are the authors and/or WalletHub editors'. Web Last 4 digits of your Social Security number. The Mango Card is a prepaid card account and there are no hidden fees or interest charges. WebActivate online at chase.com/activate Call the number on the back of your debit card Use your PIN at any Chase ATM Add your card to your mobile wallet and enjoy cardless convenience Make transactions in stores, in apps, online and at Chase ATMs right from your phones mobile wallet app. You can use your debit card to make purchases in-person or online. [2] Opinions in comments that appear in this blog belong to the individuals who expressed them. Unless youve asked for assistance, know that the government will never, ever call, text, email, or send you a link to click to activate your card or get your money. SAFE Act: Chase Mortgage Loan Originators, Learn more with our debit card help center. Her expertise lies in credit cards and rewards programs as well as credit reports and how credit scores affect all aspects of consumerism. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 16,000 ATMs and more than 4,700 branches. WebDirect Express Enrollment Details. You cannot activate a Walmart MoneyCard without a Social Security Number. Step 2. Since the card is a Master Card prepaid debit, you get MasterCard's Zero Liability Protection, which means you won't be held responsible for unauthorized transactions (although exceptions may apply). Some major banks even allowed consumers to open a checking account without proper identification. Step 3. When you make a purchase with your credit card, the card issuer pays for the purchase and you repay that bank with interest charges through your payments. In order to get an ITIN for you, your spouse, or your dependents, you will need to do the following: Complete the required W-7 form. For example, a $500 deposit will net you a $500 credit limit. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/f\/f6\/Activate-a-Visa-Debit-Card-Step-1.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-1.jpg","bigUrl":"\/images\/thumb\/f\/f6\/Activate-a-Visa-Debit-Card-Step-1.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/9\/9c\/Activate-a-Visa-Debit-Card-Step-2.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-2.jpg","bigUrl":"\/images\/thumb\/9\/9c\/Activate-a-Visa-Debit-Card-Step-2.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-2.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/a\/ab\/Activate-a-Visa-Debit-Card-Step-3.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-3.jpg","bigUrl":"\/images\/thumb\/a\/ab\/Activate-a-Visa-Debit-Card-Step-3.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-3.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/e\/e1\/Activate-a-Visa-Debit-Card-Step-4.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-4.jpg","bigUrl":"\/images\/thumb\/e\/e1\/Activate-a-Visa-Debit-Card-Step-4.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-4.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/d\/dd\/Activate-a-Visa-Debit-Card-Step-5.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-5.jpg","bigUrl":"\/images\/thumb\/d\/dd\/Activate-a-Visa-Debit-Card-Step-5.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-5.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/e\/e0\/Activate-a-Visa-Debit-Card-Step-6.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-6.jpg","bigUrl":"\/images\/thumb\/e\/e0\/Activate-a-Visa-Debit-Card-Step-6.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-6.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/5\/58\/Activate-a-Visa-Debit-Card-Step-7.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-7.jpg","bigUrl":"\/images\/thumb\/5\/58\/Activate-a-Visa-Debit-Card-Step-7.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-7.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/1\/12\/Activate-a-Visa-Debit-Card-Step-8.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-8.jpg","bigUrl":"\/images\/thumb\/1\/12\/Activate-a-Visa-Debit-Card-Step-8.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-8.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/2\/21\/Activate-a-Visa-Debit-Card-Step-9.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-9.jpg","bigUrl":"\/images\/thumb\/2\/21\/Activate-a-Visa-Debit-Card-Step-9.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-9.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/9\/9e\/Activate-a-Visa-Debit-Card-Step-10.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-10.jpg","bigUrl":"\/images\/thumb\/9\/9e\/Activate-a-Visa-Debit-Card-Step-10.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-10.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}. While it looks and swipes like a credit card, the Direct Express card is not a credit card. But as these cards became popular with people who wanted to remain anonymous or simply didnt have a SSN, they also became popular with money launderers. You can, however, use the card for paying other monthly bills that may affect your credit. Therefore, it's in your best interest to report a missing card as quickly as possible. Once you sign up, your Social Security benefits will be paid directly to your Direct Express card account for you to access each month. When you make purchases, youre not borrowing money, and theres no balance to repay each month. The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Check the "I'm not a robot" box and click on "Activate card." If you don't provide your SSN, you won't receive a personalized card. Have your debit card ready as you may need information on the card to activate. Check with the issuing bank to clarify its identification requirements for account activation before attempting to sign up or apply for any type of prepaid card or credit card. Your letter from Treasury will tell you how to request a replacement card, which will include calling a 24-hour customer service line at 1.800.240.8100. Find your credit card account on the online portal. The best part about the card is that it doesnt require a credit check, and it attaches to a high-yield savings account you can access through your desktop computer or mobile device. Use Online Bill Pay to help you save time and help you avoid late fees. Hire the best financial advisor for your needs. Youll need to WebTo activate your Key2Benefits card, you must call the number on the back of the card and follow the prompts. The FTC and its law enforcement partners announced actions against several income scams that conned people out of hundreds of millions of dollars by falsely telling them they could make a lot of money. Webdeepbluedebit.com Activate: The deep blue debit card users are able to enjoy all kinds of rewards they seek to collect through the debit card. She has worked closely with the worlds largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media campaigns. This article was co-authored by John Gillingham, CPA, MA and by wikiHow staff writer, Sophia Latorre. Tap on that debit card. WebWhat this means for you: When you open a card account, we will ask for your name, address, date of birth, and other identifying information that will allow us to identify you. These cards are very similar to a bank-issued debit card or a gift card that only allows you to spend the amount of money loaded onto the card. Buyer beware and stay away from these cards! The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Unless youve asked for assistance, know that the government will never, ever call, text, email, or send you a link to click to activate your card or get your money. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers. After the representative activates your card, it's ready to use. To get an ITIN, you must first complete IRS Form W-7, also known as the IRS Application for Individual Taxpayer Identification Number. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Opinions and strategies described may not be appropriate for everyone, and are not intended as specific advice/recommendation for any individual. They have The U.S. Patriot Act made it almost impossible to activate or even apply for a traditional prepaid card without a Social Security number. As long as the card has sufficient funds, you can use it anywhere that accepts MasterCard debit cards. Anyone who receives Social Security or Supplemental Security Income benefits is eligible to use the card. Follow the prompts on your bank's ATM screen to finalize activation of your debit card. How Can You Activate Chase Debit Card on Chase App? To transfer funds, you'll need to call the customer service number on the back of your card. You cannot register a temporary Green Dot card without providing your SSN. Direct Express will replace your card so you can continue to access your account. Activating a new Visa debit card is a quick and easy task. The bank relies on your creditworthiness to determine the amount of your required deposit, so if you dont have a credit history (which is likely if you dont have a SSN), expect to pay the full deposit. You must give your Social Security number to continue with a transaction in some instances. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Investment purchases or sales also require a SSN, as will the purchase of insurance products, credit reporting services, and banking accounts. Activate a debit card at an ATM See today's mortgage rates,figure out what you can afford with our mortgage calculatorbefore applying for a mortgage. Getting started with your Mastercard Now that youve activated your card, its time to start using it. No credit check is necessary to receive the card or to have your benefits deposited to the card each month. The prepaid card issuer is required by law to verify your identity for most types of prepaid accounts. When Does Social Security Pay Monthly Benefits? Paper checks and direct deposits aren't always the most convenient ways to receive your Social Security or Supplemental Security Income (SSI) benefits. It cannot be reloaded and has no PIN or ATM access. We are committed to being fully transparent with our readers. The Capital One Platinum Credit Card is the banks entry-level unsecured credit card and one of the best such products on the market. Then, follow the instructions to activate your card. And, because this blog is all about reminders, heres one more.