So then i asked him thru Facebook and he said no and now im here and im so glad i am. Thank you so much. At first I was questioning that, arent you supposed to use a business card? I wanted to be pumped but I found it hard to ignore the fact that John had blatantly lied when the professional-looking man had asked if there were any additional costs other than the $99. Investment Adviser Firm Visit SEC Site. Do not get suckered in, I was lured in by a friend that saw I was making pretty good money and figured 100 dollars to start isnt too bad for me. For only $99 you can be licensed to sell insurance to others with us. Ive been self-employed all my life and, just like real estate, if you dont work, you dont get paid. She says its just a coat she found around the house she dont work there. 3. The next day I came in for the interview and something seemed a little off. Term insurance gets expensive if you have to buy it each year, and investing in mutual funds is OK if you can ride out a bear market. They use the classic BAIT and SWITCH for everything they do. Its funny how quickly he wrapped everything up with me once he got that call. Of course that is enticing. Thank you for providing this information! I just got a call tonight from someone who started to ask me about my resume. On top of that, the lady who talked to me one on one after the presentation kept trying to get me to give her more peoples names and numbers and I told her first, I didnt know anyone. Went for an interview/discussion today. First red flag for me is on LinkedIn. Thanks to all who shared their experience. She asked if I was interested in working with them, and I said yes. Its all a scam. He went on to make about six more calls, each leaving me a little more tense than the last. Thank you, I had my interview with Primerica roughly two hours ago so ill explain my story while its fresh. epipens, and or anything that a person needs to have to live and is stupid expensive. He explained I would get $100 back plus $200 after training.He then told me as part of the application part he needed my debit card now so he can turn in the application as soon as possible, but i told him not to charge anything yet. She told me that she was expanding her business, she worked in financial services, and was looking to hire people. I knew that kind of pushiness in indicative of something bad but I gave in anyway because like I said, I loved the couple and I really did like the financial planning part of the system. And this made me laugh what he said next. Im a chatty bend-your-ear kinda bartender, so as shes sipping her coke we start up a conversation. They offer insurance, investments, debt consolidation, and financial advisers. I WONT BE GOING!!!!! Were not talking about a rogue recruiter here and there. I sign some kind of agreement that she mysteriously summarizes for me instead of letting me read. Im a 22 year old student working as a sales associate in an Office store when I was ringing up a customer (Kristen Dunn). I realized, if success at PFS meant doing this forever, I might not make it. tell me what you need and we will basically be pen pals. So, I was interested and I REALLY loved the couple and was glad to see and hang out with them after so long. I listened to all the BS coming out of everyones mouth. That night I came back to the office a bit before 6, when the first interview had been set for. This is the same for any insurance or investment company. Funny thing is, the first 20 times I heard this same spiel I was envious of his life and attracted to the lifestyle he proclaimed was not only possible, but a given if one followed his leadership. You have to be deceptive to your warm market (family, friends, and contacts). As cool as this possibility sounded, it just seemed way off, I had many red flags that popped up and wanted to inquire on them, one of which I did, but figured Id investigate a bit first. Then again two days later. Any conclusions drawn by myself are opinions. Hadnt I just provided 5 local contacts? Mind you Im sick w/a bronchial cough sure not looking or sounding my best. She didnt mention the name of the business at all, and her explanation of what they were doing as others above have noted was rather vague but revolved around financial planning. All the money being made in the quick amount of time. I had the same gut feeling to google and see if this was a real thing. We both said yeah and he gave us his wifes number and took our numbers down. I think its great that youre considering getting back into the workforce, and its probably a smart idea to start off part time. And many join daily as new agents. Georgia Insurance and Safety Fire Commissioner, 2 Martin Luther King Drive, S.W., 716 West Tower, BBB Tip: How to shop for financial services, Need to file a complaint? File a complaint about an investment or an investment account with the Securities and Exchange Commission (SEC). There are two levels of people in the business, not infinite levels. I love my job. When I told my boyfriend about it, who is currently taking a bunch of business, marketing and economic courses (Im a FILM MAJOR so the fact that they wanted me at all should have tipped me off), he said it definitely sounded like a pyramid scam and to look it up. Very very unprofessional company. Then once the first lady satrted talking all I could see in my head was Wolfe of Wall Street. A large black SUV, an Excursion or an Escalade, pulled up next to me and a rather dapper-looking kid about middle school age got out as his mother sat in the parking lot, engine off. Isnt it a blatant cheating? I then started doing research and stumbled across tons and tons of negatives about Primerica. the whole time during this first meeting it was very tense and uncomfortable. Turning people away from God will eventually turn you away from Him and all his promises for you. *69 doesnt block the outgoing number. Why? On have other hand, it works and i do get to help people out of debt and stay out of debt. The plates say something like A-TEAM. What can I do to vanish that and get my money back, They will miraculously tell you that the mail has already left but i think you can get a partial refund if u push hard enough, Based on their Annual reports (which can be viewed online), the policies sold per rep currently averages out at 2.28 PER YEAR!!!!! and is refundable but most people dont know that, You can get your own credit check and if not hired, you can get a refund. Based in Duluth, Georgia, PFS Investments is regulated by both the Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC). I am saddened to read this. I got a call at work late last week from a man who said hed overheard my conversation with another customer and was very impressed and wanted to talk with me about a position with his company. Looking for any advice to be offered before the impending interview.. thats why Im not going back they called me 3 time to reschedule but I did not pick up the phone. If your goal is sales, join a traditional company. And Im sure it is. You can say all you want about how great the company is, but when a top RVP in a MAJOR metropolitan area of 30 years is sucking it, something is very wrong. There were about 20 other people sitting in the chairs. All pyramid schemes eventually collapse, and most investors lose their money. That fact in itself should be an embarrassment to any organization, requiring immediate action. I am not unemployed and actually own my own legitimate business. I blew it all off the moment I was dismissed. Just to note i did research before the interview. By the way, based on those 2.28 policies you sell all year, your commission will be maybe $300-$500, less all your expenses. There is no selling of opportunity because all we do is find out what peoples dreams and goals are in life (youve got to know what they are first) give them a game plan and tell them to act on it. But, I didnt want to join the business they lightly mentioned because I didnt really see any real income coming from this and I knew I could make more money doing my own thing if I applied myself. Thats illegal. I told her that I would tell my friends about it but she kept pestering ME to work for her. For how many people were in this office suite, it seemed rather small At least the atmosphere was one of a party variety My interviewer asked me a few brief questions about myself, but seemed disinterested as I told her my work history and personal skill sets. she never asked for a resume or any back round on me never told me the name of the company until I asked her today . But like all of these MLM businesses, its not set up for money to be made through only selling the product. Law sued and primeica paid millions of $ to keep it dl . He then mentioned that my job was a pyramid, and asked if it would ever be possible to get to the top in my company to which I responded, ABSOLUTELY!!! Hmmm, makes you rethink a few things. Reported to Primerica Legal. 90% failurethat is high percentwhere did you get that number? I was looking for a receptionist or something. A company that tries to recruit through tinder is only going to do what tinder was originally intended for. The interview ended there. Primerica is secretive because thats what all MLMs do. They are in business because our government allows multi-level marketing companies to operate. My experience started with responding to them through Zip Recruiter. He had been eyeballing me since I walked into the store. insurance MLM firm Primerica is a legitimate and long-established company. Made $100 in a single month. At the time though, it didnt sit right with me. They are liars, they never gave me my money back, they have all my bank info and I feel very unsafe about that. A pyramid scheme is an unsustainable business model in which original investors make money by recruiting others rather than by selling actual products or services. Youre good people and will, no doubt, save other people from being duped. A very tan/slightly burnt, attractive young 20-something came in and spoke to the receptionist for a minute about her Florida trip and went to the back where I could now see more middle-schoolers, all dressed like they were ready to model for a Kohls back to school sale flyer. Sizing up the interviewees professional attire I again looked around, feeling self-conscious as I really noticed for the first time how cheap and tacky the office looked with its random motivational decorations and big scoreboard marking sales and recruits. I joined Primerica and spent about 2 years trying it. Im glad I did because this job sounds JUST like a job that sent me a postcard a few years ago saying they wanted me to work for their company. It all seemed a little odd since they are a financial company and nowhere in my background is there anything pertaining to finance. Suddenly she whips out a sheet and starts asking me questions and taking notes. Hey, thanks for who ever made this page! Was met by slick, greasy sales guy in an office the size of a shoebox. The evening eventually came to an end, and I watched John as he scored 2 new recruits. I am a young college student interested in Investment Banking and was told by an ex-financial advisor at a prestigious firm who attempted to act as my mentor to join. They had told me they work with middle-class Americans, ones making from 30,000 to 160,000, not people who were making anything over $250,000. I then took a step back and thought, dissected the business model for my own benefit and thought what I would have to do to be successful at it (I over analyze everything from both sides). I was definitely lied to when I first was contacted by the woman. im gonna go here them out this Saturday and let them waste their breathe. The second, presents a sales pitch on a legal service. The rep said she got my resum through Monster and wanted to give me an opportunity. I decided to research the company ahead of time and it lead me here Might i ask the opinion of those whom have dealt with this company: my experience thus far, sans interview sounds eerily similar to some other accounts Ive read here. Its entrepreneurial in nature and that needs to be discussed and made clear. Good thing they never call me again. You are followers, not leaders, and Primerica is looking for leaders. Ill text the woman tomorrow to cancel since she made it clear that she had her phone on 24/7. I read through the site and got no information about what they do or the ways they change lives or whatever. She stated that it would be for the Fort Lauderdale office but that more locations would be opening. To proceed it was a lot of paper work, like basic info, bank info and contacts. I agreed to meet with her the next day at 6 pm (again another red flag). She also said if I fit for the position I would need to plan on staying longer to go over more information. A couple young men were milling about in 3-piece business suits. With all of you. Well im not going to my interview today. I ended up going to an interview, thinking that it was with a company called Coldwell Bankers, since it was in the same main building as them. Not going to the interview tomorrow. THANK GODNESS I LISTENED TO MY INTUITION!!!!!! Attitude goes a long way idiots from primerica, be forthcoming and maybe one day youll be able to be human again. Had a local resident from Primerica call me as I often leave my card at the nearby supermarket as I offer computer repair services. I though I was going on a great interview in my early twenties when I strolled into Prime America! I didnt want to be rude to him with my best friend trying to work there but it just didnt sit right with me. Asking for comments. Im glad I did my research. Over 8 years ago but never did insurance with them. We hardly talked about me and my background. She asked if the woman and I interviewing would be interested in receiving our free financial health check as well as a follow-up appointment for the orientation session so I can get out there and start making money. They WILL continue to call you even after you have said no. John would be furious with me.. They are in the business of selling real estate. Im no longer-second guessing my decision to stay far away from this group. It was a negative environment, no formal training, and they took all my leads. The company and product reputation aside, as a source of personal income they truly fall shortgenerously speaking. I would suggest insurance agencies and companies like Edward Jones. It would be nice if the government would step in and help protect the people who dont have the sense to see these for what they are. It seemed to good to be true. The wife was still skeptical of the entire thing but being a good wife she was supporting her husband.
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