The letter needs to explain the reason for your late payment and why youre requesting removal. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Maybe a pay for delete will help me save some money. It doesn't erase the existence of the debt. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. I'd only worry if they fail to indicate that you paid the debt. I called CO and attempted a PFD (just in case Sprint CSR was full of hot air). Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. After multiple calls, transfers, and explanations and explaining to each agent: THIS IS A FRAUDULENT CLAIM; AGENTS ALWAYS HANG UP ON ME WITHOUT RESOLUTION. Companies across the United States contact us to help them recover debts. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. They're trying to collect $2,200.39 of which I have no idea what this is. So from what I am seeing, either way, Convergent can legally have it on your report. Convergent Outsourcing has many complaints against it on file with the Consumer Financial Protection Bureau and the Better Business Bureau, mostly regarding: These violate the Fair Trade Commission-mandated Fair Debt Collection Practices Act (FDCPA). FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Be the first one to find this review helpful. Thank you, you have successfully subscribed to our newsletter! I called sprint again and lady that I barely understood anything said that if i pay in full my account will go out from collections. I have never had an account with Verizon! Or, should I try to handle it through Sprint (since they own the debt). What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. Learn more about obtaining detailed information about your account over the phone. Within 48 hours it was on my credit report dropping me almost 20 points. Corporate Advocacy Business Remediation and Customer Satisfaction Program. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. In business since 1950, Convergent is one of Americas leading collections agencies. Somehow before I did they bought the debt and are reporting it. These people need to be stopped. Originating in 1950, its current headquarters are in Renton, Washington. SAVE THE CHAT! People would take advantge of it, skip a payment, and get a deletion. Learn more. Further dinging score. She will most likely say she will check with another department and get back to you. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. If you have an account with us, were here to help! I am requesting that Convergent delete the tradelines on my credit report because I have paid the original creditor and they have no permissible purpose by law to report on my credit. Collection companies typically only agree to this if you paid the debt and havent made any late payments since. Your account number is located on the top right-hand side of the letter sent to you from Convergent; it will start with a letter of the alphabet followed by a number (i.e. This can vary for each state but generally means they can't call before 8 a.m. or after 9 p.m. local time, unless you've requested that they call outside of those hours. Phone Number listed as (800) 282-2644; additional original listing: Credit One Bank, N.A. Opinions expressed on this site are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. I confirmed with T-Mobile that my account is 0. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Dont click on those slick Ads! I owed a bill to Sprint which I paid to Sprint. It will pass in time. After you submit your information, calls to your number will stop within 24 hours. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam. Originating in 1950, its current headquarters are in Renton, Washington. Im really trying to overcome some debt and past bad decisions and just when I was clear I get smacked with another collection. Convergent was adamant about not removing but Sprint was fast acting and informed them to remove the account. They are a scam. But we can send a letter out showing settled. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Balance due is 1700. Sprint sent account to collections, Convergent Outsourcing. Additional original Creditor they claim to represent is PayPal Account from Comenity Capital Bank, additional website to pay your account www.payconvergent.com. And I owe them money. Contact Convergent Outsourcing Contact Us If you are trying to stop calls from 770-870-1070 Convergent Outsourcing, please visit our Stop Collection Calls From Convergent Outsourcing page. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. In business since 1950, Convergent is one of Americas leading collections agencies. Houston Texas, Galaxy Asset Purchasing, LLC Convergent Outsourcing, Inc. I don't want to pay Sprint if it means that the Convergent line remains on my report with the line "paid in full". Learn more about Convergent Outsourcing or view your account with us online. Convergent Outsourcing does not buy or own your debt. How long does it take for my credit report to update after I make a payment. I know this thread is a few months old but I thought I'd share my experience. I'm a 100% disabled veteran and have worked diligently to restore my credit after my military injury. Convergent Outsourcing is one of Americas leading collection agencieswith offices across the country. Convergent Outsourcing was the most recent CA to report on this debt. General statment of, "according to sprints policy we cannot delete it. If you find any inconsistencies, you can file a dispute with the three major credit bureaus. I have an old Sprint account that went into collections via Convergent Outsourcing. Advertisers above have met our I did however pick up the phone today and spoke with a Tom **, supervisor, would not say where the call center was. Since I paid what I owed to Sprint how can they possibly own this debt? Convergent Outsourcing does not accept payment in exchange for credit deletion. Offers may be subject to change without notice. I told him I have had this number for 18 months, do not know anyone by that name and I was going to report him, which I did. And lastly, seek counsel from a consumer protection attorney for a free consultation. 7 calle 1, Suite 204 When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. Is Convergent Outsourcing legit or a scam? Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. thanks, just paid it. Look at all the reviews. Sorry to hear. Fraudulent collection letter Renton Washington, Convergent Outsourcing INC They are trying to collect money on a collection that does not exsist renton Washington, Convergent Outsourcing,Inc Galaxy Asset Purchasing Sending past due debt notices that aren't on my credit report. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. Estimated amount consumers saved since 1997: $15,590,010,907. This piece of federal legislation prevents debt collectors from harassing customers to pay. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. They were one of my last collections some months back and although my situation is slightly different, they removed the collections on my report immediately when I settled with them. Tell us has your experience with this business or person been good? If reporting correctly, it can stay on reports for 7 years from DOFD. File your review. - Tell them you want to pay in full directly for your old bill. At your request, we will send a written collections letter to your address along with information about the debt if that will make you feel more comfortable. I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information. Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington. She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. In addition to suffering the annoying and aggressive practices debt collectors, such as Convergent Outsourcing, engage in, a debt sent to collection can have a major impact on your credit score. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. It collects on behalf of companies and businesses in a variety of industries, including: Although its incredibly annoying, Convergent Outsourcing is a legitimate business and not a scam. I swapped services from Sprint to Verizon and have been paying the bill down but it's been over a month since the final bill. Convergent Outsourcing is one of the largest debt buyers in the country. Seemed reasonable, but what a scam. This is exactly what it sounds like: These types of agreements are rare, but a debt collector may agree if its desperate for your payment. They are so good at disguising themselves they even have an official looking form. They might say yes or no. Calling you before 8 a.m. or after 9 p.m. Misrepresenting itself or information about the debt, Attempting to collect a debt after the statute of limitations expires, Reporting false information about the debt, Contacting you at work or at a time you say is inconvenient, Contacting friends, family or coworkers regarding your debt, Calling you after you request contact through U.S. Mail only, You pay the debt to Convergent Outsourcing, Convergent Outsourcing deletes its entry on your credit report. They are now reporting the account as $0 balance but refuse to remove the account . This is not correct as I owe no one anything or have any debt. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. It's a scam to collect money from people who pay what they owe. For example, you may have a baby on the way or want to apply for a mortgage. Maryland Residents: This agency is licensed as NMLS ID # 930053. This morning I received a phone call from a debt collections agency Convergent Outsourcing. We appreciate the opportunity to respond to your concerns. With account paid and settled. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Press J to jump to the feed. I HAVE NEVER OWN A TOYOTA! I had new devices on T-Mob so any blacklisting didn't affect me. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Our company complies with the standards outlined in the FDCPA and values both professionalism and customer service. I suppose they need to provide: Proof of contract - with sign-on and termination dates. If you have an account with us, we're here to help! Convergent Outsourcing makes every attempt to set up viable payment options within our constraints. It depends on how much they gave access to their system to Convergent. Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. Our clients the companies you originally incurred the debt with contract with us to follow up on and secure the outstanding debts you may owe them. Many factors affect your FICO Scores and the interest rates you may receive. Convergent Outsourcing can only contact you under the specifications of the FDCPA. However, there may be instances where credit reporting agencies take a few weeks to provide updates. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Sent collection notice for a bill with a wireless provider I have never used. I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. This is your right under the FDCPA. The issue is, I never had an account with Sprint. Convergent Outsourcing/Sprint Help Hi all. New comments cannot be posted and votes cannot be cast. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. - Send an email to the executive office letting you know you paid in full directly asking to have it deleted. FTC's website on credit. Was just about to apply for an apartment and bam, get hit with a collection the same amount of the ones I just paid off. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. This reply is in response to your complaint we received from the CFPB. Sprint as a matter of policy does not remove the bureau reporting for paid debt as this would violate their agreement with the agencies and the credit bureaus. I received a collection letter that I owed T-Mobile 166.80. So I called the number listed he ask for last 4 of my SS# and address. Houston Texas, convergent convergentusa, convergent outsourcing inc Attempting to collect on a 23 year old debt wixom Michigan, Convergent Outsourcing, Inc. Verizon Wireless overdue, haven't used that mobile company in 6 years. Please call us at 1-800-444-8485. To find the most relevant information concerning collections or credit card inquiries, please visit: https://money.com/how-to-remove-collections-from-credit-report/ or https://money.com/get-items-removed-from-credit-report/, Money Group, LLC More details on software and accessibility are available at WebAIM.org. They stop taking the money out of my account and listed it as a paid debt on my credit report. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. Sign up to receive our free weekly newsletter. It was easy and if you've been harassed by them you need to do this. The posting time indicated is Arizona local time. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. If you would like to make payment online instead of over the phone, you may do so on our website. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. It dropped off after a while. I'm suprised they just won't delete it since it's paid and they were notified. This scenario has been reported to federal bureaus, Trustpilot, Resolver and now you. Dorado, PR 00646, Metro Office Park Convergent Outsourcing is one of Americas leading collection agencies. Convergent Outsourcing, Inc. is a debt collection agency. I paid them in full. It's advisable to send a debt validation letter via certified mail to get confirmation of receipt and to create a paper trail. Copyright 2022 Consumers Unified LLC. If so, what's the best way to have them do this? I disputed the claim and was told they would confirm with the company before any further actions took place. As of April 1st, 2020, Sprint is now part of T-Mobile! Estimate your FICO Score range Estimate for Free povertybro Contributor 04-22-2021 12:04 PM Sprint sent account to collections, Convergent Outsourcing. If you cant find your letter or you havent received one, you can get your account number by calling Convergent Outsourcing at 1-800-444-8485. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. That's if they're reporting. Convergent Outsourcing is a large debt collector with offices in several cities in the US and in Central America. Maryland Residents: This agency is licensed as NMLS ID # 930053. This company is horrible. If they say no, you can still try further. But, I believe that a majority of the amount that they are claiming that I owe is due to an early termination fee - on an ipad account that I don't believe I terminated early (i.e. It was gone off my reports within 2-3 days. I called T-Mobile and they said themselves I have never have owed any past debt in my 14 years with them. I would discuss with them there was no contract. Our representatives are trained to actively listen and help guide you through the debt collections process in a flexible manner that will best serve your current financial situation. A lady called me from Convergent outsourcing about a Dish Network account. If you paid the debt and you're currently in good standing with the original creditor, deleting the collection from your credit report is still a possibility. Convergent Outsourcing is one of America's leading collection agencies with offices across the country. So, now I'm not sure how to handle this. If you would like to see more Rip-off Reports on this company/individual, search here: Read more reports about Convergent Outsourcing, Inc. Quick question! Our content is intended to be used for general information purposes only. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751. to the credit bur. But, when I asked directly who she represented, she said she represented Convergent. Convergent is required to password lock receipts due to housing sensitive information. I told her I want the account removed and she said Sprint would REMOVE the account after paying CO. Read More . This often means constant collection calls, annoying letters, profane language, threats of lawsuits and other forms of harassment. Houston Texas, Convergent Outsourcing, Inc false claim of oweing money Houston Texas, Convergent Outsourcing Inc. ATERS001 Sears National Bank RIPOFF Houston Texas, convergent outsourcing inc Sue Called to talk to me about debt that was due this year. They said according to sprints policy they cannot delete from the trade line. Oaks, Pennsylvania, Convergent Outsourcing Inc get me to pay $277.36 for a outstanding bill Renton Washington, galaxy asset purchasing Convergent outsourcing,inc saying I owe $6,020.64 Renton Washington, CONVERGENT Outsourcing, INC ACT HOLDING Montgomery Alabama, Convergent Outsourcing Inc. Convergent outsourcing False collection notice Re: PayPal account Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Attempting to collect on a false debt Renton Washington, Convergent Outsourcing Inc. ATERSO01 as return address This notice is being sent to you by a collection agency. Email. If your attempt to remove an entry due to inaccuracies is unsuccessful, you can try to negotiate a pay-for-delete settlement. Learn more. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. I would invite you to contact our Compliance Department by Email at #COICompliance@convergentusa.com should you require further assistance. While I'm trying to work things out, is it possible to file a dispute against the Convergent line on my report as they don't own the debt? If you do not owe any amount, file a complaint with the FTC, FCC, and Better Business Bureau, ask them to provide a debt validation letter (search the internet for a sample). When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. I got a letter from these people saying that I owe T-Mobile $57.00. Consumers love to do business with someone that can admit mistakes and state how they made improvements. ". I paid them a lump sum to settle the account. Make sure they're going to recall the debt. I paid them today, now waiting to see what will happen. Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. I would even consider pay for delete in full. Press J to jump to the feed. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. This is what I just went through. BUT UNJUST DONT PROSPER. I haven't heard of them turning anyone away on chat???? I called Sprint to get the debt recalled-the lady was super nice and told me that if I paid sprint I would have to pay the entire balance ($1083) and that the account was with Convnetgent Outsourcing. Press question mark to learn the rest of the keyboard shortcuts. It isn't always easy to remove a collection account, but the following strategies can make it possible: A debt collection agency will try to coerce payments out of you in any way it can because thats how it makes money. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. Corporate Advocacy Program: How to repair your business reputation. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. Please note that it is Sprints policy to have its Outside Collection Agencies report any unpaid debt to the 3 major credit bureaus; If the customer reaches a settlement arrangement with the agency and pays the agreed upon amount the reporting will be changed to show a charge off settled in full. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. IF they said yes, it would be deleted, confirm with them again after paying. I asked her if Convergent owned the debt. They wont respond to anything but complaints saying they have validated it which is a complete lie. This is one of the reasons I love the forum, helpful recent experiences. Convergent Outsourcing help. I have not had business with Dish for over 3 years and left them with a $0 balance. We're available to help by phone at 1-800-444-8485 or online through our contact form. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. Can I get some insider knowledge or feedback? This outsourcing the initial collections is not that uncommon. Apparently it's some kind of credit card or something. The phone number (mine) is unlisted, private. I'm going to keep trying but need some insight or anyone with experience that has had success with a PFD. Some dont. Well start sending you the news you need delivered straight to you. I let him know I didnt make this bill. I called sprint back and spoke with a gentleman this time. He said he was looking for Teresa **. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. |, Check your search kayConvergent Outsourcing, Inc. Who's crazy enough to start this website? Convergent Outsourcing, Inc. is a highly responsive, integrated customer engagement organization helping clients optimize relationships with their customers through enhanced, unified communication. I asked couple of times and recorded on my wifes phone, she said as long i pay sprint directly account is no longer considered collection. Learn more about how we make money. For more information about reviews on ConsumerAffairs.com please visit our Our representatives will contact you in accordance with FDCPA standards in order to secure payment on your debt. Just because you paid Sprint off doesn't mean that it gets it off your report. I would just continue trying and hope to get someone who will delete. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Plaintiff's Experian credit report states an account in Defendant's name, not in Sprint's name, was opened on September 17, 2019, the same date the parties agree Sprint authorized Defendant to begin collecting . I took the forums advice and sent a DV letter which they verified, I then proceeded to send a PIF/PFD letter on 8/30; today is 10/6 and still no response. FTC's website on credit. We have more than sixty years of experience in the debt collections industry, serving clients as a third-party partner for receivables management. I wouldn't bother paying or contacting Convergence at all, they will probably be no help. Received several calls from this Company. If it is their collection dept., did you try to get them to recall the debt? I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. Renton Washington, Convergent Outsourcing, Inc. ATERSO01PO Box 1022Wixom MI 48393-1022 Notice received by US Mail stating I owe Dish Network $149.85 and offering me a settlement amount of only $74.93. Sprint sent account to collections, Convergent Outsourcing. The consumer can also call and request a copy to be sent to their physical address or their email. Englewood Cliffs New Jersey, CONVERGENT OUTSOURCING, INC. ATERSO01 They sent me a bill, stating I'm past due with Rbs Citizens, NA. The records of Verizon Wireless show that your balance of $38.63 is due in full. I canceled account with sprint on june 14, didnt payoff devices immediately and now since 7/28 i have convergent outsourcing on my reporting not willing to discuss removal at all. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Las Vegas Nevada, Convergent Outsourcing, Inc. Convergent, Jefferson Capital Systems, LLC A collection from HSBC Bank which I have, nor had a account with HSBC. I never spoke to them again. All business will get complaints. bureaus (they were only reporting to two). Legally they've followed to the letter of the law. Update: This article has been updated to reflect current contact information for Convergent Outsourcing and unverifiable information has been removed. Please contact the moderators of this subreddit if you have any questions or concerns. Unfortunately, you cannot get your account number online at this time. Ripoff Report has an exclusive license to this report. A credit repair company can remove a negative mark from your credit report by communicating with the debt collector on your behalf. When you receive the documentation from Convergent Outsourcing, review it carefully, and make a note of any inaccuracies. I suspect the contract was hidden in the purchase of the I pad. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. Work out a payment plan, If the collections debt is paid there would be nothing to put on the credit. Welcome to the Sprint subreddit where we discuss news, user feedback, phone updates, tips and tricks, technical advice, and Customer Care experiences. Just updating my progress with Convergent. he said this was a bill collection agency. We sincerely hope this represents a satisfactory resolution to your concerns. Work with Lemberg Law out of Wilton, CT.
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